Tales of Bharat

Home
Podcast
D91 Labs Website
Twitter
Archive
About
Outsmarting Fraudsters in Digital Lending: Detection and Mitigation Strategies for Lenders
Part 2 of our blog maps how digital lenders are using AI, analytics, and collaboration to combat fraud, ensuring security while maintaining seamless UX…
 • 
Vinith Kurian
 and 
Monami Dasgupta
Mapping consumer-led frauds in digital lending
Digital lending fraud is rising rapidly. This blog maps fraud risks across lending stages and explores how lenders can balance trust, innovation, and…
 • 
Vinith Kurian
 and 
Monami Dasgupta
Transforming Credit Access with Digitized Life Insurance Policies
This article explores how digitized financial assets like life insurance policies can enable credit access for underserved households, offering…
 • 
Devyani Parameshwar
 and 
Raghavendra Badaskar
Most Popular
View all
Chit Fund 101
 • Monami Dasgupta
2
Tricked by Design: Deceptive Patterns in Indian Fintech Apps
 • Monami Dasgupta, Vinith Kurian, and Rajashree Gopalakrishnan
Imagining Digital Solutions for Small and Micro Retailers of India
 • Rajashree Gopalakrishnan
1
Banking on Women
 • Monami Dasgupta, Neeti Bhatt, and Kalpitha Jagadeesh
3
Understanding the Mechanics of Digital Lending in India
 • Sripal Jain, Wamika Das, and Vinith Kurian
Decoding Emerging Digital Lending Models in India
 • Sripal Jain, Wamika Das, and Vinith Kurian
Why Everybody Loves a Good PFM App but It's So Hard to Build One!
Can PFM apps transform personal finance? With AI, automation, and the Account Aggregator framework, they might finally deliver the smarter, personalized…
 • 
Vinith Kurian
UPI's Next Frontier: Delegated Payments and the Future of Financial Access for Dependents
Delegated payments on UPI could be pivotal in empowering dependents and underserved users with secure access to digital finance. Could it also unlock…
 • 
Vinith Kurian
1
Do people prefer financial advice generated by ChatGPT over certified human advisors? The response is surprising.
Can AI-generated financial advice compete with traditional human advice? Our survey findings reveal a shifting preference!
 • 
Monami Dasgupta
3
How Fintech is Solving for Debt Collections
In our last blog of this series, we explore how fintech innovations are streamlining debt collections using tech solutions to improve efficiency and…
 • 
Sripal Jain
, 
Wamika Das
, and 
Vinith Kurian
4
Decoding the Fintech Revolution in Underwriting
In our third blog of the series, we explore how fintech companies transform the underwriting process with AI and machine learning, making credit more…
 • 
Sripal Jain
, 
Wamika Das
, and 
Vinith Kurian
2
Decoding Emerging Digital Lending Models in India
In our second blog of the series, we delve into the digital lending models that enable fintechs to partner with regulated entities, securing the…
 • 
Sripal Jain
, 
Wamika Das
, and 
Vinith Kurian
Understanding the Mechanics of Digital Lending in India
Our first blog of the series explores the process of digital lending highlighting the roles played by multiple entities including fintechs in…
 • 
Sripal Jain
, 
Wamika Das
, and 
Vinith Kurian
Tales of Bharat
Tales of Bharat
A publication from D91 Labs dedicated to fostering financial innovations by conducting high-quality research and developing fintech ideas for Bharat.

Tales of Bharat

AboutArchiveSitemap
© 2025 D91 Labs
Privacy ∙ Terms ∙ Collection notice
Start WritingGet the app
Substack is the home for great culture