Tales of Bharat

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Playbook: Designing Financial Products for the Women of Bharat
Proposing ideas and interventions across the user journey, by leveraging the insights collected from interviews conducted as a part of the Banking on…
 • 
D91 Labs
Tricked by Design: Deceptive Patterns in Indian Fintech Apps
We conducted an audit of popular fintech apps and assessed for deceptive design used by them. Here's what we found.
 • 
Monami Dasgupta
, 
Vinith Kurian
, and 
Rajashree Gopalakrishnan
Can ‘Offline’ Drive Digital Payments in India?
In the fifth blog of the Digital Payments for the Next Half Billion series, we explore the importance of 'offline' digital payments in furthering…
 • 
Vinith Kurian
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Chit Fund 101
 • Monami Dasgupta
2
Banking on Women
 • Monami Dasgupta, Neeti Bhatt, and Kalpitha Jagadeesh
3
Tricked by Design: Deceptive Patterns in Indian Fintech Apps
 • Monami Dasgupta, Vinith Kurian, and Rajashree Gopalakrishnan
Bridging the credit gap with 'Buy now Pay Later' products
 • Anurag Gupta and Monami Dasgupta
3
Has UPI Lite solved for small-value transactions in India?
 • Monami Dasgupta, Rajashree Gopalakrishnan, and Vinith Kurian
2
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Women's obscure path from awareness to adoption of insurance products
The fourth blog of the insights from the “Banking on Women” series covers our respondents’ views and apprehensions when it comes to insurance policies.
 • 
Rajashree Gopalakrishnan
Women’s choice between savings and investments to gain financial freedom
The third blog of the insights from the “Banking on Women” series covers our respondents’ views on savings, investments and emergency funds
 • 
Rajashree Gopalakrishnan
Can Credit on UPI drive Financial Inclusion in India?
Our fourth blog examines the implications of enabling credit on UPI for financial inclusion in India. Is it an effective concept or just a case of much…
 • 
Vinith Kurian
Women’s tenuous relationship with credit & the factors that affect their borrowing decisions
The second blog of the insights from the “Banking on Women” series covers our respondents’ views on credit, their borrowing patterns and preferences for…
 • 
Rajashree Gopalakrishnan
What does budget 2023-24 hold for financial inclusion?
The 2023-24 budget approaches financial inclusion by enhancing public digital infrastructure and targeting specific populations. Are these measures…
 • 
Monami Dasgupta
 and 
Vinith Kurian
Voicing Their Needs: Can Voice Technology Make Payments Easier for Digital Newcomers?
Our third blog of the Digital Payments for the Next Half Billion series explores if voice technology can bridge the digital divide and provide a more…
 • 
Vinith Kurian
D91 Labs Idea Series Podcast - In conversation with Pooja Haldea and Vartika Shukla
Listen now | For the 8th episode of the D91 Labs Idea Series, we have with us Pooja Haldea and Vartika Shukla, from the Centre for Social and Behaviour…
 • 
Monami Dasgupta
 and 
Vartika Shukla
Tales of Bharat
Tales of Bharat
At D91 we aim to understand the financial journeys of last-mile customers. Our research attempts to bridge the knowledge and empathy gap between various stakeholders of the digital financial services community.

Tales of Bharat

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