About D91 Labs:

D91 labs is an open-source initiative by setu.co to help Bharat build great fintech products. We organize and publish user research, insights, and frameworks for fintechs in India.

About the newsletter:

‘Tales of Bharat’ is a research-based blog from D91 Labs. We write on topics related to financial inclusion, fintech, and the financial journeys of the people of India.

Subscribe to Tales of Bharat

At D91 we aim to understand the financial journeys of last-mile customers. Our research attempts to bridge the knowledge and empathy gap between various stakeholders of the digital financial services community.


Monami Dasgupta

Head of Research, D91 Labs

Rajashree Gopalakrishnan

A multi-disciplinary designer turned researcher currently working at the intersection of Financial Inclusion and Intentional Design at D91 Labs.

D91 Labs

We are research entity within Setu that focus on fintech, financial innovation and financial inclusion.

Vinith Kurian

Senior Research Fellow - D91 Labs