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Why Everybody Loves a Good PFM App but It's So Hard to Build One!
Can PFM apps transform personal finance? With AI, automation, and the Account Aggregator framework, they might finally deliver the smarter, personalized…
Oct 16
•
Vinith Kurian
1
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Tales of Bharat
Why Everybody Loves a Good PFM App but It's So Hard to Build One!
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September 2024
UPI's Next Frontier: Delegated Payments and the Future of Financial Access for Dependents
Delegated payments on UPI could be pivotal in empowering dependents and underserved users with secure access to digital finance. Could it also unlock…
Sep 17
•
Vinith Kurian
6
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Tales of Bharat
UPI's Next Frontier: Delegated Payments and the Future of Financial Access for Dependents
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1
Do people prefer financial advice generated by ChatGPT over certified human advisors? The response is surprising.
Can AI-generated financial advice compete with traditional human advice? Our survey findings reveal a shifting preference!
Sep 3
•
Monami Dasgupta
7
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Do people prefer financial advice generated by ChatGPT over certified human advisors? The response is surprising.
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3
July 2024
How Fintech is Solving for Debt Collections
In our last blog of this series, we explore how fintech innovations are streamlining debt collections using tech solutions to improve efficiency and…
Jul 10
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
3
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How Fintech is Solving for Debt Collections
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4
June 2024
Decoding the Fintech Revolution in Underwriting
In our third blog of the series, we explore how fintech companies transform the underwriting process with AI and machine learning, making credit more…
Jun 20
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
7
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Decoding the Fintech Revolution in Underwriting
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2
May 2024
Decoding Emerging Digital Lending Models in India
In our second blog of the series, we delve into the digital lending models that enable fintechs to partner with regulated entities, securing the…
May 16
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
7
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Tales of Bharat
Decoding Emerging Digital Lending Models in India
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April 2024
Understanding the Mechanics of Digital Lending in India
Our first blog of the series explores the process of digital lending highlighting the roles played by multiple entities including fintechs in…
Apr 16
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
5
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Tales of Bharat
Understanding the Mechanics of Digital Lending in India
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February 2024
Declining Household Savings Rate: An Opportunity for Fintech?
The recent decline in household financial savings and the RBI's cautious approach to retail lending presents interesting opportunities for fintechs…
Feb 27
•
Sripal Jain
,
Vinith Kurian
, and
Wamika Das
7
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Declining Household Savings Rate: An Opportunity for Fintech?
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Decoding RBI’s Recent Announcements: Enhanced Security, Financial Inclusion, and Consumer Protection
A deep-dive into the RBI's recent Monetary Policy Committee's announcements aimed at bolstering the security of digital transactions, enabling financial…
Feb 16
•
Vinith Kurian
2
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Decoding RBI’s Recent Announcements: Enhanced Security, Financial Inclusion, and Consumer Protection
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January 2024
ANNOUNCEMENT: D91 Labs Inner Circle is back!
We are thrilled to officially reopen applications for the D91 Labs Inner Circle.
Jan 31
•
Vinith Kurian
1
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ANNOUNCEMENT: D91 Labs Inner Circle is back!
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December 2023
Digitizing Traditional Retail: Promising Fintech Solutions for Indian Merchants
This blog explores fintech solutions like diverse payment methods, improved credit accessibility, and tailored insurance offerings for offline…
Dec 18, 2023
•
Vinith Kurian
5
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Digitizing Traditional Retail: Promising Fintech Solutions for Indian Merchants
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Fintech for the Ageing Indian Population
This blog delves into a potentially evolving whitespace in the Indian fintech landscape, focusing on the unique challenges faced by the elderly…
Dec 12, 2023
•
Bhuvan Beejawat
,
Bhaskar Gurnaney
, and
Veni Gupta
5
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Fintech for the Ageing Indian Population
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