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Decoding the draft co-lending regulations by RBI
Have you heard about the comparative advantage concept in economics? Co-lending arrangement (CLA) is just that. Read to find out more about the recently…
May 12
•
Pramiti Lonkar
and
Monami Dasgupta
5
1
Mapping consumer-led frauds in digital lending
Digital lending fraud is rising rapidly. This blog maps fraud risks across lending stages and explores how lenders can balance trust, innovation, and…
Dec 17, 2024
•
Vinith Kurian
and
Monami Dasgupta
3
Why Everybody Loves a Good PFM App but It's So Hard to Build One!
Can PFM apps transform personal finance? With AI, automation, and the Account Aggregator framework, they might finally deliver the smarter, personalized…
Oct 16, 2024
•
Vinith Kurian
2
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Chit Fund 101
Jun 24, 2021
•
Monami Dasgupta
8
2
Tricked by Design: Deceptive Patterns in Indian Fintech Apps
May 2, 2023
•
Monami Dasgupta
,
Vinith Kurian
, and
Rajashree Gopalakrishnan
8
Understanding the Mechanics of Digital Lending in India
Apr 16, 2024
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
5
Why Everybody Loves a Good PFM App but It's So Hard to Build One!
Oct 16, 2024
•
Vinith Kurian
2
Imagining Digital Solutions for Small and Micro Retailers of India
Aug 17, 2023
•
Rajashree Gopalakrishnan
15
1
Decoding Emerging Digital Lending Models in India
May 16, 2024
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
8
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UPI's Next Frontier: Delegated Payments and the Future of Financial Access for Dependents
Delegated payments on UPI could be pivotal in empowering dependents and underserved users with secure access to digital finance. Could it also unlock…
Sep 17, 2024
•
Vinith Kurian
7
1
Do people prefer financial advice generated by ChatGPT over certified human advisors? The response is surprising.
Can AI-generated financial advice compete with traditional human advice? Our survey findings reveal a shifting preference!
Sep 3, 2024
•
Monami Dasgupta
8
3
How Fintech is Solving for Debt Collections
In our last blog of this series, we explore how fintech innovations are streamlining debt collections using tech solutions to improve efficiency and…
Jul 10, 2024
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
3
4
Decoding the Fintech Revolution in Underwriting
In our third blog of the series, we explore how fintech companies transform the underwriting process with AI and machine learning, making credit more…
Jun 20, 2024
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
8
2
Decoding Emerging Digital Lending Models in India
In our second blog of the series, we delve into the digital lending models that enable fintechs to partner with regulated entities, securing the…
May 16, 2024
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
8
Understanding the Mechanics of Digital Lending in India
Our first blog of the series explores the process of digital lending highlighting the roles played by multiple entities including fintechs in…
Apr 16, 2024
•
Sripal Jain
,
Wamika Das
, and
Vinith Kurian
5
Declining Household Savings Rate: An Opportunity for Fintech?
The recent decline in household financial savings and the RBI's cautious approach to retail lending presents interesting opportunities for fintechs…
Feb 27, 2024
•
Sripal Jain
,
Vinith Kurian
, and
Wamika Das
7
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Tales of Bharat
A publication from D91 Labs dedicated to fostering financial innovations by conducting high-quality research and developing fintech ideas for Bharat.
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