Tales of Bharat

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Understanding the Mechanics of Digital Lending in India
Our first blog of the series explores the process of digital lending highlighting the roles played by multiple entities including fintechs in…
 • 
Sripal Jain
, 
Wamika Das
, and 
Vinith Kurian
Declining Household Savings Rate: An Opportunity for Fintech?
The recent decline in household financial savings and the RBI's cautious approach to retail lending presents interesting opportunities for fintechs…
 • 
Sripal Jain
, 
Vinith Kurian
, and 
Wamika Das
Decoding RBI’s Recent Announcements: Enhanced Security, Financial Inclusion, and Consumer Protection
A deep-dive into the RBI's recent Monetary Policy Committee's announcements aimed at bolstering the security of digital transactions, enabling financial…
 • 
Vinith Kurian
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Chit Fund 101
 • Monami Dasgupta
2
Tricked by Design: Deceptive Patterns in Indian Fintech Apps
 • Monami Dasgupta, Vinith Kurian, and Rajashree Gopalakrishnan
Banking on Women
 • Monami Dasgupta, Neeti Bhatt, and Kalpitha Jagadeesh
3
Imagining Digital Solutions for Small and Micro Retailers of India
 • Rajashree Gopalakrishnan
1
Digitizing Small and Micro-Merchants in India - What’s missing?
 • Monami Dasgupta and Vinith Kurian
Fintech for the Ageing Indian Population
 • Bhuvan Beejawat, Bhaskar Gurnaney, and Veni Gupta
ANNOUNCEMENT: D91 Labs Inner Circle is back!
We are thrilled to officially reopen applications for the D91 Labs Inner Circle.
 • 
Vinith Kurian
Digitizing Traditional Retail: Promising Fintech Solutions for Indian Merchants
This blog explores fintech solutions like diverse payment methods, improved credit accessibility, and tailored insurance offerings for offline…
 • 
Vinith Kurian
Fintech for the Ageing Indian Population
This blog delves into a potentially evolving whitespace in the Indian fintech landscape, focusing on the unique challenges faced by the elderly…
 • 
Bhuvan Beejawat
, 
Bhaskar Gurnaney
, and 
Veni Gupta
D91 Labs Idea Series Podcast - In conversation with Kanika Kumar & Anukriti Kedia
Are you building digital financial products for underserved last-mile users? Then this is episode with Kanika Kumar and Anukriti Kedia from IDEO is one…
 • 
D91 Labs
 and 
Monami Dasgupta
31:00
Can the recent guidelines effectively regulate deceptive designs in India? Here's our take.
This post discusses the key comments and policy recommendations for the prevention and regulation of deceptive design patterns or ‘dark’ patterns in the…
 • 
D91 Labs
Bridging the Gaps: Enabling Technology Adoption for Long-Tail Indian Retail
In our fourth blog, we explore several perceptions and misconceptions that retailers hold about adopting technology and identify principles and…
 • 
Rajashree Gopalakrishnan
Identifying Technology Adoption Gaps Among Long-tail Merchants
In this blog we uncover the barriers to a long tail retailers' access to digital tools. Using formative research, we chart technology usage across…
 • 
Rajashree Gopalakrishnan
 and 
Vinith Kurian
Tales of Bharat
Tales of Bharat
A publication from D91 Labs dedicated to fostering financial innovations by conducting high-quality research and developing fintech ideas for Bharat.

Tales of Bharat

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