Archive - Tales of Bharat

Streamlining B2B payments for businesses: How Bharat Connect B2B reduces friction and eases payments

What if Tally could talk to Zoho to exchange invoices, and make payments? Read to learn how Bharat Connect B2B can help create this ecosystem of…

Jun 30 •

The Policy TLDR Podcast Ep. #2 - UPI Chargebacks Just Got a Reboot

Recently, NPCI has published a new circular, and if you work in fintech, payments, banking ops—or even just use UPI like the rest of India, this update…

Jun 28 •

Monami Dasgupta

May 2025

Podcast Announcement - The Policy TLDR

Presenting our podcast, The Policy TLDR - Your go-to show for simplified updates from key regulators, designed to help you build fintech products that…

May 14 •

Monami Dasgupta

Decoding the draft co-lending regulations by RBI

Have you heard about the comparative advantage concept in economics? Co-lending arrangement (CLA) is just that. Read to find out more about the recently…

May 12 •

and

Monami Dasgupta

January 2025

Outsmarting Fraudsters in Digital Lending: Detection and Mitigation Strategies for Lenders

Part 2 of our blog maps how digital lenders are using AI, analytics, and collaboration to combat fraud, ensuring security while maintaining seamless UX…

Jan 6 •

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Monami Dasgupta

December 2024

Mapping consumer-led frauds in digital lending

Digital lending fraud is rising rapidly. This blog maps fraud risks across lending stages and explores how lenders can balance trust, innovation, and…

Dec 17, 2024 •

and

Monami Dasgupta

Transforming Credit Access with Digitized Life Insurance Policies

This article explores how digitized financial assets like life insurance policies can enable credit access for underserved households, offering…

Dec 6, 2024 •

Devyani Parameshwar

and

Raghavendra Badaskar

Can digital payments increase the access to capital for a small business?

Using proprietor data from the Indifi - a lending fintech, this research paper highlights the positive relationship between digital payments and fintech…

Dec 3, 2024 •

Monami Dasgupta

October 2024

Why Everybody Loves a Good PFM App but It's So Hard to Build One!

Can PFM apps transform personal finance? With AI, automation, and the Account Aggregator framework, they might finally deliver the smarter, personalized…

Oct 16, 2024 •

September 2024

UPI's Next Frontier: Delegated Payments and the Future of Financial Access for Dependents

Delegated payments on UPI could be pivotal in empowering dependents and underserved users with secure access to digital finance. Could it also unlock…

Sep 17, 2024 •

Do people prefer financial advice generated by ChatGPT over certified human advisors? The response is surprising.

Can AI-generated financial advice compete with traditional human advice? Our survey findings reveal a shifting preference!

Sep 3, 2024 •

Monami Dasgupta

July 2024

How Fintech is Solving for Debt Collections

In our last blog of this series, we explore how fintech innovations are streamlining debt collections using tech solutions to improve efficiency and…

Jul 10, 2024 •

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